Purchase

Whether you’re buying your first home or upgrading to your forever home, we offer a variety of mortgage options tailored to your needs.

Modern living room with fireplace, TV, leather chairs, a wooden coffee table, and wall art. Sliding glass door opens to outdoor area with a bicycle.

Conventional Loan

A standard mortgage not backed by the government, typically offering competitive rates for borrowers with strong credit.

United States Capitol Building with steps and American flag, Washington D.C.

FHA Loan

Backed by the Federal Housing Administration, this loan is ideal for first-time homebuyers with lower credit or minimal down payment.

American flag waving against a blue sky with some clouds.

VA Loan

A no-down-payment loan guaranteed by the Department of Veterans Affairs, available to eligible veterans, active service members, and their families.

Farmhouse and cabins in a rural landscape with mountain range and blue sky in the background.

USDA Loan

A government-backed loan for low-to-moderate income borrowers purchasing homes in eligible rural and suburban areas—with no down payment required.

Illuminated luxury mansion with gothic architecture against a twilight sky, fronted by a well-maintained lawn and pathway.

JUMBO Loan

A non-conforming loan for high-value properties that exceed conventional loan limits, typically requiring strong credit and income.

Contact Us

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Dong min Kim

NMLS ID : 2190452

678.800.9527

Service Area - Georgia